Financing

Heating and Cooling Financing Options

HVAC Financing Solutions

We offer a variety of flexible options for financing your new heating and air conditioning systems

Not only do we offer top-quality indoor comfort solutions and outstanding customer service, but we also help make efficient comfort possible with financing done through Wells Fargo!

Through our relationship with Wells Fargo Bank, N.A., we offer a variety of flexible options for financing your new heating and air conditioning product or system, subject to credit approval.

  • Convenient monthly payments
  • Everyday purchase convenience
  • Everywhere Visa credit cards are accepted
  • Special terms promotional offers
  • An easy-to-use online bill payment option
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Check out our Heating & Cooling Financing options in Portland OR

Click the button below to apply for financing online:

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Microf was established in 2010 to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating/cooling system. Our goal is to ‘Restore the Heating/Cooling Needs of the consumer with an affordable monthly payment’ through our strategic network of Actively Enrolled Contractors.

The Microf team is eager to add value to our contractors and consumers by offering flexible and affordable options to ‘Restore Comfort with Competitive Solutions’ across the United States.

Flexible Monthly Payment Options for HVAC Systems

We offer multiple payment terms and options. Pick the one that is best for you.

Simple Application Process

Our program is designed for homeowners that have a valid ID, active bank account and steady income

About Us

The main priority of our HVAC contractors is providing our customers with comfort, efficiency, and excellent service.

Need Service?

We can repair your system right away or add value and comfort to your home with one of our professionally installed systems.

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Reviews

Want to know more? Then read what some of our amazing customers had to say about us. Or leave a review yourself.

100% Guarantee

We guarantee that all the work performed by the techs at Efficiency Heating & Cooling will leave you feeling 100% satisfied.

We Strive to Be One of the Best Local HVAC Companies in the Area!

Efficiency Heating & Cooling offers Heating, Cooling, Air Conditioning, Heat Pump, Ductless Mini-Split, Water Heater, and Furnace installation, repair, service, replacement, and maintenance company located in and serving the local Portland Metro area.

Efficiency Heating & Cooling employs only the best technicians for air conditioner repair, furnace repair, and ductless AC repair. We service and replace all air conditioners, furnaces, and water heaters.

If you find yourself asking where to find “A good HVAC company near me or the best heating and cooling company near me”, you’ve come to the right place!

Contact us now with any questions or to schedule and appointment!

We Strive to Be One of the Best Local
HVAC Companies in the Area!

Efficiency Heating & Cooling offers Heating, Cooling, Air Conditioning, Heat Pump, Ductless Mini-Split, Water Heater, and Furnace installation, repair, service, replacement, and maintenance company located in and serving the local Portland Metro area.

Efficiency Heating & Cooling employs only the best technicians for air conditioner repair, furnace repair, and ductless AC repair. We service and replace all air conditioners, furnaces, and water heaters.

If you find yourself asking where to find “A good HVAC company near me or the best heating and cooling company near me”, you’ve come to the right place!

Contact us now with any questions or to schedule and appointment!

Click to Call: 1(503)698-5588

Address:   4040 SE International Way
STE E105 Milwaukie, OR 97222

Hours:   Mon - Fri: 7AM - 6PM
Sat - Sun: by Appointment

CCB#   187834

We Are Open To Serve

We have equipped our employees with masks, hand sanitizer and mobile hand washing stations with antibacterial soap for their safety and yours. If you need special accommodations we are able to provide them to limit interaction between you and our employees.

Contact Us for Immediate Service
Efficiency Heating & Cooling